Auto Loans

Your car is personal to you. Why not get a loan that is just as personal. With Pantex you aren't getting a loan from a person trying to make a sale. When you meet with one of our loan officers you are talking with someone you know, someone who is looking out for your financial well-being. You are a shareholder at Pantex after all, and our knowledgeable officers are here to make sure you don't get duped into a bad loan. We offer competitive rates and some of the best prices on Payment Protection, Mechanical Breakdown Insurance, and Guaranteed Asset Protection (GAP) around.

Contact a Loan Officer Or Start an Application Online


New Vehicle Loans

  • We offer up to 100% of the window sticker.
  • Loan terms up to 84 months
  • Very competitive rates
  • We have several ways to protect your loan payment that will beat what the dealership can offer:
    • Mechanical Breakdown Insurance
    • GAP Protection
    • Credit Life and Disability protection

Note: Click the plus sign next to the category to view its rates.

Current New Vehicle Rates

Collateral Financing Amount(Up to) Terms Rates as low as:(APR)
New Vehicles: 100% of Sticker Price 48 Months or Less 2.99%
includes cars, boats 100% of Sticker Price 49 to 60 Months 3.19%
100% of Sticker Price 61 to 72 Months * 3.45%
  100% of Sticker Price 73 to 84 Months ** 4.40%
  • *        Loan amount must be $20,000 or over to qualify for 61 to 72 Month financing
  • **       Loan amount must be $40,000 or over to qualify for 73 to 84 Month financing
  • @ All terms, rates and financing amounts are based on your individual credit.
  • APR = Annual Percentage Rate

Used Vehicle Loans

  • We can finance up to 100% of the NADA trade-in value of the used vehicle
  • Loan terms up to 72 months
  • Very competitive rates
  • Mechanical Breakdown Insurance available

 

Note: Click the plus sign next to the category to view its rates.

Current Used Vehicle Rates

Collateral Financing Amount(Up to) Terms Rates as low as:(APR)
Used Vehicle: 100% or NADA Trade-in Value 48 Months or Less 2.99%
includes cars, boats 100% or NADA Trade-in Value 49 to 60 Months * 3.19%
100% or NADA Trade-in Value 61 to 72 Months * 3.45%
  • *       Loan amount must be $10,000 or over to qualify for 60 Month financing
  • **      Loan amount must be $20,000 or over to qualify for 61 to 72 Month financing
  •  
  • @All terms, rates, and financing amounts are based on your individual credit.
  • APR = Annual Percentage Rate

Comprehensive and collision insurance must be carried on all vehicle loans over $1,000.