IRAs

(IRAs) Shelter a portion of your hard earned money from taxes with a PFCU IRA account. PFCU cannot give tax advice. For help with information on your financial goals and the tax treatment, consult your professional tax advisor. These accounts are now insured up to $250,000 by the NCUA.

ROTH IRAs

These are available to individuals and couples who qualify under current IRS regulations. Earnings may be withdrawn tax-free if the account has been open for five years and the owner is age 59 1/2 , disabled, deceased, buying a first home or paying qualified education expenses. Same rates and terms as the traditional IRA. PFCU cannot give tax advice. For help with information on your financial goals and the tax treatment, consult your professional tax advisor.