Boats RVs and More

We can finance just about any "toy" you are looking to buy. We offer great rates and the personal service you've come to expect with Pantex. Before you buy, let one of our knowledgable loan officers make sure you're getting a great deal on a new "toy" loan.


New & Used Boats

Take advantage of Lake Meredith with a new boat!

  • We can finance up to 110% of the MSRP (window sticker) on new models with terms up to 84 months.
  • On used boats, we can finance 110% of NADA Clean Retail value for terms up to 72 months.
  • Financing on boats 10 years and older up to 100% of NADA Clean Trade Value with a maximum term of 48 months.

Note: Click the plus sign next to the category to view its rates.

Current New and Used Boat Rates

Collateral Financing Amount(Up to) Terms Rates as low as:(APR)

New Boats

New Vehicles: 110% of Sticker Price (MSRP) 48 Months or Less 3.65%
Includes Cars, Boats 110% of Sticker Price (MSRP) 49 to 60 Months 3.75%
110% of Sticker Price (MSRP) 61 to 72 Months * 4.00%
  110% of Sticker Price (MSRP) 73 to 84 Months ** 4.50%

Used Boats

Used Vehicle: 110% of NADA Clean Retail Value 48 Months or Less 3.65%
Includes Cars, Boats 110% of NADA Clean Retail Value 49 to 60 Months * 3.75%
110% of NADA Clean Retail Value 61 to 72 Months * 4.00%
Used Vehicles 10 Years or Older 100% of NADA Clean Trade Value 48 Months or less 5.05%
  • *         New Boat Loan amount must be $20,000 or over to qualify for 61 to 72 Month financing
  • **       New Boat Loan amount must be $40,000 or over to qualify for 73 to 84 Month financing
  • *         Used Boat Loan amount must be $10,000 or over to qualify for 60 Month financing.
  • **       Used Boat Loan amount must be $20,000 or over to qualify for 61 to 72 Month financing
  • @ All terms, rates and financing amounts are based on your individual credit.
  • APR = Annual Percentage Rate

Recreational Vehicle

  • Includes:
    • Motor Homes
    • Travel Trailers
    • Fifth Wheel Travel Trailers
    • Campers
  • We can finance up to 110% of the MSRP (window sticker) on new models with terms up to 10 years.
  • On used RV's we can finance 110% of NADA Clean Retail value for terms up to 8 years.
  • Financing on recreational vehicles 10 years and older up to 100% of NADA Clean Trade-In value with a maximum term of 48 months.

Note: Click the plus sign next to the category to view its rates.

Current New and Used RV Rates

Collateral Financing Amount(Up to) Terms Rates as low as:(APR)

New RV's

  RV's Only 61 to 72 Months *** 5.00%
  RV's Only 73 to 84 Months **** 5.50%
RV's Only 85 to 96 Months ***** 5.95%
RV's Only 97 to 120 Months ****** 6.10%

Used RV's

Used RV's RV's Only 61 to 72 Months *** 5.10%
  RV's Only 73 to 84 Months **** 5.60%
RV's Only 85 to 96 Months ***** 6.05%
Used RV's 10 Years or Older 100% of NADA Clean Trade Value 48 Months or less 6.80%
  • ***      Loan amount must be $20,000 or over to qualify for 61 to 72 Month RV financing
  • ****     Loan amount must be $25,000 or over to qualify for 73 to 84 Month RV financing
  • *****    Loan amount must be $30,000 or over to qualify for 85 to 96 Month RV financing
  • ******  Loan amount must be $35,000 or over to qualify for 97 to 120 Month RV  financing
  • @ All terms, rates and financing amounts are based on your individual credit.
  • APR = Annual Percentage Rate

Recreational Sports Vehicles

Motorcycles, Dirt Bikes, ATVs, Four Wheelers, & Jet Skis

We can finance up to 100% of window sticker (MSRP) on new Recreational Sports vehicles with terms up to 60 months
On used Recreational Sports Vehicles, we can finance up to 100% of NADA Clean Retail value with terms up to 60 months.
Financing on Recreational Sports Vehicles 10 years and older up to 100% of NADA Clean Trade Value with maximum term of 48 months.

Note: Click the plus sign next to the category to view its rates.

Current Recreational Sports Vehicle Rates

Collateral Financing Amount(Up to) Terms Rates as low as:(APR)
New Rec. Sports Vehicle 100% of Sticker (MSRP) Up to 48 Months 3.95%
  Over 15,000 and up to 100% of Sticker 49 to 60 Months 4.15%
Used Rec. Sports Vehicle 100% of Value (NADA) Up to 48 Months 3.95%
Over 15,000 and up to 100% of Value 49 to 60 Months 4.15%
10 Years or Older 100% of NADA Clean Trade Value 48 Months or less 5.50%

*  New or Used Recreational Sports vehicle loan amount must be $15,000 or over to qualify for 60 month financing.