Auto Loans

We want to make things easier for you!

Make a payment to your Pantex Federal Credit Union loans from any debit card or external banking account. (Credit cards are excluded.)
Successful payments are made at no charge to Pantex FCU members.

Click to go to Loan Pay!

 

What you should know:

  • You will receive a text message informing you of the amount due on your loan. You will be able to review your payment options or opt out of our text message service by texting “STOP”.
  • The link will take you to a portal where you will be asked to verify your account with your account number and date of birth.
  • When you verify your account for the first time you will have to set up the following:
    • 4 digit PIN: once you have entered your account number and date of birth, it will prompt you to create a 4 digit pin. Store this information securely as you will need this PIN to verify future payments.
    • Preferred method of payment: add your preferred form of payment in the portal by selecting Add New Debit Card or Add New Bank Account. Once entered correctly, you will see a message stating “Payment Method Success” and be redirected to the portal.
  • Once your account has been successfully verified, you will be directed to the payment portal where you can see all of your loans and select your preferred payment method.

Member Benefits

  • There is no fee for this service. However, returned payments are subject to a $25.00 Returned Item Fee.
  • Encrypted information guarantees your information is secure.
  • Convenient ways to pay from an external account: text, website, online/mobile banking.
  • Payments accepted from checking accounts, savings accounts, and debit cards associated with MasterCard, VISA or Discover.

Frequently Asked Questions

Can I make a payment on my loans through my online and mobile banking account?
Yes. Log in to your online or mobile account using your smartphone, tablet or desktop and select ‘Make a Payment’ from the menu bar. This will take you to the payment portal where you will have to verify your account.
What kind of fees will I be charged?
There are no fees associated with using the MessagePay service. However, returned payments are subject to a $25.00 Returned Item Fee.
If I opt out of receiving text messages will I still be able to pay my loans online?
Yes, you can still access the payment portal through our website or online/mobile banking. However, you will not receive text reminders and will not be able to make payments via text.
How can I pay my account via text message?
When you receive a text reminder, reply “Pay” to the same text. You will be asked to enter your PIN to verify your account. Once verified, your payment will be processed and you will receive a confirmation text. Note: you must set up a 4 digit PIN and preferred payment method before using text payments.